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Fine Schedule Template

Customizable fine schedule for common HOA violations with escalation tiers.

Updated January 2026

About This Template

A published fine schedule provides transparency, ensures consistent enforcement, and gives homeowners clear expectations about consequences. This template provides a framework for common violations organized by severity with escalating fine amounts.

The schedule categorizes violations into minor, moderate, and major tiers, each with first, second, and third offense fine amounts. It also addresses continuing violations and the accumulation process.

Boards should adopt fine schedules through proper resolution and distribute them to all homeowners. Having predetermined fines removes emotion from enforcement decisions and demonstrates the association treats all homeowners equally.

What's Included

  • Three violation severity tiers
  • Escalating fine amounts by offense
  • Common violation examples per tier
  • Continuing violation daily fines
  • Appeal process summary
  • Board adoption resolution language

How to Use This Template

  1. 1Review with your association attorney
  2. 2Customize fine amounts for your community
  3. 3Add or remove violation categories as needed
  4. 4Present to the board for adoption by resolution
  5. 5Distribute to all homeowners
  6. 6Reference when issuing violation notices

Who Should Use This

  • Boards establishing enforcement policies
  • Communities updating outdated fine schedules
  • Property managers implementing consistent enforcement
  • Associations that have never had a formal fine schedule

Frequently Asked Questions

Fine limits vary by state law and your CC&Rs. Some states cap daily fines or total fines. Have your attorney review your schedule for compliance.

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