Landlord Software Comparison
HOACart.AI vs Cozy(Apartments.com)
Cozy is free but limited. HOACart.AI adds QuickBooks integration, 50-state leases, e-signatures, and late fee automation—all free for your first year.
Important: Cozy is Now Apartments.com
Cozy was acquired by Apartments.com in 2021. While basic features remain free, many landlords have reported reduced functionality and a push toward paid features. HOACart.AI offers a modern alternative with more complete features.
What Cozy Doesn't Have
QuickBooks Sync
Manual bookkeeping only
E-Signatures
Print and scan leases
Late Fee Auto
Calculate manually
State Leases
Generic templates only
Full Feature Comparison
| Feature | HOACart.AI | Cozy |
|---|---|---|
| Price (1-4 units) | FREE first year | Free (Limited) |
| After Year 1 | $99/year | Free (Limited) |
| Tenant Screening | ||
| Online Rent Collection | ||
| 50-State Lease Templates | ||
| QuickBooks Integration | ||
| Lease E-Signatures | ||
| Automated Rent Reminders | ||
| Late Fee Automation | ||
| Maintenance Tracking | ||
| Expense Tracking | ||
| Financial Reports | ||
| Security Deposit Tracking | ||
| Document Storage | ||
| ACH Fees | $0 | Free |
Which Should You Choose?
Choose HOACart.AI if...
- You need QuickBooks integration
- You want state-specific lease templates
- You need e-signatures for leases
- You want automated late fees
- You want real financial reports
Stick with Cozy if...
- • You only need basic rent collection
- • You don't need accounting integration
- • You're fine with generic lease templates
- • You want to stay free forever (limited)